Entitlement Management Workflow

Day-2 operations — post-onboarding user entitlement changes without a full re-onboarding cycle.


Table of Contents

  1. 11.4 Entitlement Management
  2. What Entitlement Management Covers
  3. Workflow Steps
    1. 1. getCurrentEntitlements
    2. 2. validateEntitlementChanges
    3. 3. updateTreasuryPlatform
    4. 4. updateDigitalBankingPlatform (conditional)
    5. 5. notifyClient
  4. Design Note

11.4 Entitlement Management

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flowchart TD
    classDef startEnd fill:#2d6a4f,stroke:#1b4332,color:#ffffff,font-weight:bold
    classDef system   fill:#1d3557,stroke:#a8dadc,color:#ffffff
    classDef gateway  fill:#457b9d,stroke:#1d3557,color:#ffffff
    classDef complete fill:#1b4332,stroke:#52b788,color:#ffffff,font-weight:bold

    EStart(["▶  EntitlementManagementWorkflow\nRequest: clientId + changes[]"]):::startEnd

    Lookup["getCurrentEntitlements\nTreasury Platform read"]:::system

    Validate["validateEntitlementChanges\nBusiness rules · conflict detection"]:::system

    ApplyTM["updateTreasuryPlatform\nApply entitlement changes"]:::system

    DBCheck{"Digital Banking\nchanges needed?"}:::gateway

    ApplyDB["updateDigitalBankingPlatform\nApply Digital Banking changes"]:::system

    Notify["notifyClient\nAudit event written"]:::system

    EEnd(["■  Complete"]):::complete

    EStart --> Lookup --> Validate --> ApplyTM --> DBCheck
    DBCheck -- "Yes" --> ApplyDB --> Notify --> EEnd
    DBCheck -- "No — skip" --> Notify --> EEnd
Node key     🟦 Automated system activity  ·  🔷 Decision gateway

What Entitlement Management Covers

After a client is onboarded, day-to-day banking operations generate ongoing entitlement change requests:

  • Adding or removing treasury users
  • Changing transaction limits (Wire, ACH, Positive Pay thresholds)
  • Modifying approval workflows (who can approve which transaction types)
  • Adding new accounts to existing product entitlements

These changes go through the EntitlementManagementWorkflow — a simpler, faster workflow than the full onboarding flow, but still durable and auditable.


Workflow Steps

1. getCurrentEntitlements

Calls the treasury-platform-adapter to retrieve the client’s current entitlement state. This is the baseline against which the requested changes are validated.

2. validateEntitlementChanges

Business rule validation:

  • Checks that requested limits don’t exceed product-level maximums
  • Detects conflicts (e.g., adding a user with conflicting dual-control approval roles)
  • Validates that accounts being entitled exist in the Core Banking System

On validation failure, the workflow returns an error — no changes are applied.

3. updateTreasuryPlatform

Applies the validated changes to the Treasury Management Platform via the treasury-platform-adapter. Uses the same circuit breaker and retry pattern as all integration adapters.

4. updateDigitalBankingPlatform (conditional)

If the entitlement changes include digital channel access (user additions/removals, limit changes visible in the Anchita Digital Banking Portal), the anchita-portal-adapter is called to synchronise user permissions and feature access. The gateway checks whether the change set includes digital platform fields.

5. notifyClient

Sends confirmation to the client’s primary contact and writes an immutable audit_events row recording the change, who requested it, who approved it (if applicable), and what changed.


Design Note

This workflow is intentionally simple — no human task signals, no child workflow hierarchy, no AI agent involvement. It is the operational backbone of day-2 treasury management, and simplicity is a feature.


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